.  .  brings a decentralized and democratic economic platform to the real economy!
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Balance Of Payment stimulus flows directly into local economies
.  .  reversing traditional out-flows in a nation's Balance of Payments
.  .  the first real-time means of maintaining economic equilibrium
Trade between economies has been with us forever, and it has provided some type of collaboration to balance wealth between countries That hasn't always worked in everyone's favor, with the richer countries gaining the advantage over the poorer countries What Web3 gives us is decentralization and collaboration that breaks down the heavy top-down approach to a local bottom-up approach The break-through comes in the flow of economic value ( EV ) between economies rather than 'shifting' currencies from one economy to another
Economies have traditionally been measured at the national level
.  .  but this leaves local economies at a disadvantage by relying on a trickle down effect to influence local economic growth The economic mechanics used to adjust supply of credit by centrally controlling rates, doesn't cut it now there's more transparency The flow of trade is much more dynamic in digital in real time  -  it clashes with the manual central control of the old economy
Every Zip and Post Code has an economy that can be tokenized
The world is being tokenized whether we realize or not  -  and it's this tokenizing that can help local economies Tokenization can be associated with physical or digital assets, like a local economy - minted as Non Fungible Tokens Local economies and tokenization now combine to give unique ownership to users via a UDI portfolio that tracks the activity The productivity generated within a local economy increases the value of each minted NFT, giving portfolio holders a linear growth Portfolio holders can hold NFT in any local economy, and, help generate more productivity by being an OMM - Open Market Maker NFT owners can liquidate surplus value, liquidate ownership, mint NFTs in other local economies  -  all creating linear economic growth
Decentralized distribution of capital flows stimulate local productivity
Decentralizing the traditional Balance of Payments by distributing capital globally from many economies into local economies changes things Global users are the digital era’s new market makers competing to democratize the balance of payments across foreign economies .  .  with Cloudfunding's Direct Foreign Decentralized Capital distributing economic value between local economies, democratically .  .  a recycling mechanism distributes the aggregate demand's economic value from one economy out to many local economies .  .  then the decentralized market maker network directs their digital capital into a local economy to monetize local inventories
Cloudfundings' global Balance of Payments generates local wealth
In the old economy the Balance of Payments is the measure of value between imports and exports which can signal if local industries lack competitiveness in international trade .  .  even though details of the BoP can often be delayed, it provides a summary of the flow of Capital moving in and out of a country linked to the trade of goods and services
"any imbalance of payments can lead to imposing tariffs, restrict imports, slow capital outflows or revalue a local currency, all impact local economies"
In the new economy Cloudfunding gives local economies a protective dome with free open market economic zones that allow trade to flow uninterrupted while still obeying policies .  .  Cloudfunding doesn't hold or transfer any local currencies across borders  -  it operates within a local economy's economic value, validated as an international unit of account
With the free movement of economic value from one local economy to another, tracked in real time, it offers local economies the chance to manage their own economic growth .  .  it allows a Local Chamber of Economies the transparency to track real-time balance of payments, and having the means to steer a local economy towards building local wealth
Where the BoP in the old economy gives a measurement at the national level  -  Cloudfunding decentralizes that focus down to the local level where the real economy operates .  .  decentralizing to a local level offers a focused approach to encourage local economies to raise supply in ( specific ) industries in return for DFDC flowing into a local economy
"raising supply to draw foreign investment into an economy incentivizes other local economies to be competitive with similar strategies"
"individuals in local economies can influence local wealth by helping to monetize local and foreign trade  -  stimulating global productivity"
With a decentralized approach where local economies have autonomy to influence local Productivity, it changes the way global trade can be played out in sharing global wealth .  .  local economies are not equal in Productivity out-put  -  what Cloudfunding does is provide the means for all size communities to equally gain wealth from global Productivity
With global users influencing Productivity in foreign local economies with DFDC, it avoids the damage caused by rent seeking FDI on local economies when Capital is removed .  .  unlike FDI, with DFDC there's no principle repayments or interest  -  as Productivity is validated, a location tax ( economic value ) is released and shared back with global users
"commoditizing economic value at the local level transfers economic power to local communities, who gain directly from economic growth"
.  .  cross border distribution of economic value boosts local economies
Keeping track of value moving from country to country relies on a Balance of Payments to determine imports to exports, as well as flows of capital moving in and out of a country .  .  by decentralizing the national Balance of Payments mechanism to operate at a local level across local economies, it gives more control to local communities to drive growth
What often slows down a local economy is when the economic value, which is the wealth value generated from local productivity, is not able to be kept within a local community .  .  this economic value is really a trading account surplus  -  it's usually channeled out via financial services leaving less value to trade with, basically a trading account deficit
With credit being widely used, the payments and costs dilute the amount of economic value circulating in local economies  -  this reflects on the economic wealth of communities .  .  with the Balance of Payments operating at a local level, it establishes a new environment for competing users and groups in driving productivity for their own personal wealth
It's not just debt in a local economy that makes up a local trade deficit  -  there's the products and services a local economy competing with imports from other local economies .  .  the difficulty of competing with stronger economies is the same for local economies as with countries  -  local economies need a Balance of Payments to balance those flows
Cloudfunding decentralizes the way a Balance of Payments can help stimulate local economies  -  making it transparent for global users to track the flow of local productivity .  .  there's now more transparency of supply and demand and trade surpluses and deficits  -  it gives global users direct control of the flow of capital that stimulate local economies
Monetizing local Productivity with DFDC draws in full selling prices without deductions for fees or discounts  -  it uses Real Time Smart Contracts to complete exchanges of trade .  .  technology can now scale in real time and do away with centralized trading  -  trading can now be done without the risk to suppliers by decentralizing market mechanics
With the supply side and demand sides operating in two separate markets, each sector's dynamics are always competitive with the many factors that take in timing and pricing .  .  with suppliers competing with other suppliers and industries wanting the attention of the global crowd, and buyers competing with others to see who buys first and at what price
Balance of Payments finds the new equilibrium between Supply and Demand across local economies
.  .  expand
Real Time ( Smart ) Contracts have a set Floor Price that's determined by the Global Price Index, which takes in local industry operating costs and profit margins, as well as the aggregate demand for the products and services in those regions. The GPI is able to track prices at the local level on a global scale  -  it provides the flexibility to move above the Floor Price in real time if the aggregate demand ( or global prices ) move higher than the FP, this allows the producers and suppliers to move forward with confidence to produce and get ready to supply the markets, regardless if the supply is above or below expectations due to any unforeseen circumstances such as the weather  -  what adds to the advantage of the Real Time Contracts is suppliers are able to buy RTCs for products and services that make up the overhead costs to produce, such as power, fuel, fertilizers, feed, plant equipment etc, reducing the operating costs that make up the FP, therefore increasing the profit margins for suppliers. RTCs are fully monetized by the global crowd, who are the individual users around the world operating independently across all the local markets, who take over the role of traders, and remove the speculative risks that producers and suppliers take with commodity markets.
.  .  Cloudfunding balances control between buyers and sellers
Cloudfunding is DeCom
" Cloudfunding does for modern economies in tokenizing the local economic value                                                                          .  .  as what the invent of coinage did for commerce and trade in ancient times! "
" Now,  local economic value is universally issued, owned and governed by the people,  for the people                                                                       .  .  to fully monetize productivity across global commerce and trade! "
Decentralized Commerce
QwickPic                Search                    Places                     Locations                QwickBids              Portfolio                  New Economy     DeCom Markets     Local Demand     SME Cloudfunding     New Economy Defined     GeoCommerce		The world doesn't move without productivity at the local level, where everyone is continually involved in commerce in one way or another  -  where the flow and velocity of products and services being exchanged through the local communities, and between other local economies, that determines the lifestyles. The cost of producing and manufacturing inventory involves a varying number of participants and cost centres that add up to the end consumer prices  -  and it's more likely the final buying price rather than the quality of the products or customer service that meets the consumer demand, simple supply and demand economics As the offline world of commerce steadily merges with online ecommerce, there's been a growing disparity between the two  -  often it's the operating costs that make up the end consumer prices that places Main Street sellers at a disadvantage, sometimes it's the service The decentralized way Cloudfunding separates a seller's supply side from a buyer's demand side at the local level offers a new balance in the markets for the two to work together much more effectively  -  each side operating with its own dynamics that create no debt Chamber of Economies are formed at the local level using deep tracking technology which opens up for automated selling to generate perpetual productivity  -  where the flow of products and service coming to market is the new focus on getting a seller's inventory sold It gives sellers a new freedom to grow knowing that there's predictability in producing, manufacturing and ordering inventory instead of competing on an unlevel playing field where many business practices have disadvantaged many local economies On the demand side the buyers get an incentive of paying prices that they can afford, which in effect validates the working capital when the buyer's payments are distributed back to the users  -  and this merges with users benefiting from the distribution of a location wealth tax that offsets the inflation of products and services that the old economy needs to add to prices By separating the supply side from the demand side it allows both sides of the market to be stimulated simultaneously without any hindrance to the GDP growth, it can only benefit from the increased velocity and stimulus of capital moving in the local economies The focus for each local Chamber of Economies is to localize production, manufacturing and selling, first by drawing in direct foreign capital flows to monetize local inventory, then liquidate the universal trading currency into local cash, hence raising the velocity of local capital and productivity. Cloudfunding doesn't create money, it digitally aligns with local currencies already in local economies and perpetually redistributes it using technology that stimulates the flow of economic value in local economies through a decentralized and democratic consensus using Productivity as the leading catalyst  -  with the end focus of increasing the economic growth in those local economies. With increased productivity in one local economy, it inevitably spreads out to other economies that also draw in direct foreign digital capital to stimulate the local industries  -  this spread of trading capital moving from economy to economy through commerce is what gives e2eCommerce a far reaching benefit to local and national economies than all the manipulation that gets used through market trading, currency trading, subsidies and tariffs. The scale of inventory stored and waiting to be sold in local economies shouldn't be under-estimated when considering that most sellers sit with inventory for at least one to three months of trading, and multiply that with adjoining cities and their local economies  -  this scalable and unlimited resource is what can now be freely distributed as free economic value to help deleverage local economies from the increasing and unmanageable indebtedness that the old economy's financial credit structure has embedded into societies Cloudfunding operates with a decentralized economic infrastructure The simplicity for sellers to list local inventory at full selling prices onto a global distribution process that automates a selling process, over-shadows the complexity of spreading the inventory's full selling prices into micro-values across a global network of users, which then fully monetizes each and every inventory unit via a decentralized and democratic process while comparing each local currency with a neutral universal trading currency to merge all the local inventories and currencies onto an international single market trading platform, in real time -  then to give local buyers the chance to set the level of demand for each single unit of inventory by paying buying prices they deem to be affordable, which in turn releases the internet native universal trading currency ( Internet of Money ) attached to each unit for sellers to spend or liquidate into local cash currency, without any currency spreads or fees The true demand that comes from the real time use of the cascading buying prices with Price Demand as compared to sellers trying to find a demand by discounting, has a more genuine value of the demand for such products and services in a local economy  -  the buying prices paid with Price Demand are distributed immediately out into the hands of users who are incentivized to help drive the local economies  -  this mechanism avoids the slow flow of capital that the financial systems cause in local economies -  it means that local Chamber of Economies, operating with Cloudfunding, can disrupt the status quo in commerce and trade by decentralizing the dominance that globalization has been allowed to develop to, at the cost of local economies, by re-balancing the influence at the local level.
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